For Companies in Miami and Across Florida

There are approximately 2.5 million small businesses in Florida, and the state is continuing to grow. It's more important than ever to protect your business from possible claims.

Choice One Insurance will help you find the right insurance coverage for your business. Every company is different, and we'll work closely with you to find an insurance policy tailored to your business' needs. Give us a call at (800) 547-0006 or fill out a quote form today.

Common Business Insurance Questions

What Insurance Do You Need for a Small Business in Florida?

General liability insurance is important for every business, no matter what size. This insurance provides coverage for bodily injury and property damage that occurs in or around the business.

If your business uses vehicles to operate or owns commercial vehicles, Florida requires you to carry commercial auto insurance. Requirements are:

• $10,000 in personal injury protection
• $10,000 in property damage liability

Workers Compensation is required for businesses they employ four or more workers.

It's also important to have property insurance to protect the physical structure of your business from Florida's unpredictable weather.

How Much is Small Business Insurance Each Month in Florida?

Small business insurance rates depend on a variety of factors. The type of insurance as well as your coverage limits heavily affect how much your business will pay each month. For general liability insurance, Florida businesses pay between $25 and $416.66 a month depending on coverage limits, industry, claims history, credit scores and more. Commercial auto insurance averages between $50 and $200 a month.

Do I Need Business Insurance for My LLC in Florida?

Most LLCs are required to carry workers compensation and commercial auto insurance in Florida if they employ more than four people or uses vehicles for work. It's important to have liability insurance for your LLC, as well.

How Much is Business Insurance in Florida?

To find out how much it will cost to insure your business, fill out an online quote form today.

What is Business Insurance Class 1?

Class 1 insurance covers the insured and a limited group of people. For commercial car insurance, this means close relatives can be covered on your insurance policy.

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