Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
For Companies in Miami and Across Florida
There are approximately 2.5 million small businesses in Florida, and the state is continuing to grow. It's more important than ever to protect your business from possible claims.
Choice One Insurance will help you find the right insurance coverage for your business. Every company is different, and we'll work closely with you to find an insurance policy tailored to your business' needs. Give us a call at (800) 547-0006 or fill out a quote form today.
Common Business Insurance Questions
General liability insurance is important for every business, no matter what size. This insurance provides coverage for bodily injury and property damage that occurs in or around the business.
If your business uses vehicles to operate or owns commercial vehicles, Florida requires you to carry commercial auto insurance. Requirements are:
- $10,000 in personal injury protection
- $10,000 in property damage liability
Workers Compensation is required for businesses they employ four or more workers.
It's also important to have property insurance to protect the physical structure of your business from Florida's unpredictable weather.
Small business insurance rates depend on a variety of factors. The type of insurance as well as your coverage limits heavily affect how much your business will pay each month. For general liability insurance, Florida businesses pay between $25 and $416.66 a month depending on coverage limits, industry, claims history, credit scores and more. Commercial auto insurance averages between $50 and $200 a month.
Most LLCs are required to carry workers compensation and commercial auto insurance in Florida if they employ more than four people or uses vehicles for work. It's important to have liability insurance for your LLC, as well.
To find out how much it will cost to insure your business, fill out an online quote form today.
Class 1 insurance covers the insured and a limited group of people. For commercial car insurance, this means close relatives can be covered on your insurance policy.