Call Us 800-547-0006 ☰ ˟
Choice One Insurance
Call Us: 800-547-0006
  • Home Page
  • Coverage
    • Automobile
    • Boat
    • Business
    • Commercial Auto
    • Flood
    • General Liability Insurance
    • Golf Cart
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Umbrella
    • Workers Compensation
  • Quotes
    • Automobile
    • Business
    • Flood
    • Health
    • Homeowners
    • Life
    • Recreational Vehicle
    • Renters
  • Payments
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • Blog
  • About
    • About Us
    • Our Employees
    • Our Office
    • Our Reviews
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Insurance

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Insurance

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Boat Insurance

Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Motorcycle Insurance

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Flood Insurance Home

Flood Insurance


Flood Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Flood Quote Form

Flood Insurance Information

Home Insurance

For Property Owners in Miami and Across Florida

There's something you should know: Flood losses are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Option 1: Hope That You'll Receive Federal Disaster Relief If A Flood Hits

Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.

Option 2: Buy Flood Insurance And Stay Protected No Matter What

When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.

blog iconRelated Articles

Contact Us Today!
South Florida

(305) 252-1873


Throughout Florida

(800) 547-0006

Contact Us
Facebook Twitter LinkedIn Yelp Google

Resources

  • Quotes
  • Payments
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

18400 SW 97Ave | Cutler Bay, FL 33189
South Florida (305) 252-1873
Throughout Florida (800) 547-0006
Fax: (305) 677-7107 | E: info@choiceone.us
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder