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Choice One Insurance Blog: insurance

View the latest blog posts from Choice One Insurance.

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Friday, June 2, 2023

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Friday, May 19, 2023

Knowing the Basics of Boat Insurance

Having a boat is a big responsibility, but knowing how to stay safe and protect your investment is equally important. Most people don’t realize how crucial boat insurance is when faced with a tragedy. Here are a few basics that will help you understand why you shouldn’t go without it.  READ MORE >>

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Monday, April 17, 2023

How Does Insurance Work When Renting a Boat?

Sometimes you just want to have fun out on the water without worrying about owning, storing and caring for a boat. Thankfully there are many options when it comes to renting a boat. Renting doesn’t save you from liability or property risks when it comes to operating a boat, however. READ MORE >>

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Thursday, March 2, 2023

Boat Insurance: Protecting Your Craft from the Weather

As the seasons change, many people begin to pull their boats out of winter storage. It is time to hit the water again.  However, changing seasons always bring changes in the weather. During these times of warm-up, the chances of severe weather drastically increase.  Your boat faces unique weather risks. READ MORE >>

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Friday, February 17, 2023

Do I Have to Insure My Golf Cart?

Golf cart insurance can help provide financial protection if your golf cart is damaged or destroyed. It can also help protect you from personal liability if someone accuses you of causing bodily injury or property damage to a third party while driving.   READ MORE >>

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Tuesday, January 3, 2023

Do You Need Boat Insurance?

Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent.  Check the Size and Horsepower  READ MORE >>

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Tuesday, December 13, 2022

Tips For Adding Your Teen Driver To Your Auto Insurance

Many people are shocked to find out how expensive it is to add a teen driver to their auto insurance policy. There's a reason for the extra expense; new drivers are prone to making more claims on their policies. To help keep your car insurance premiums as low as possible after adding your teen, try these tips:  READ MORE >>

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Tuesday, November 1, 2022

8 Reasons Why Boat Owners Can't Get Insurance

Whether you're still saving up to purchase your dream boat or are looking for boat insurance to protect your current investment, it's a good idea to know why some people can't get their boats insured. Some of the top reasons boaters get denied boat insurance are:  READ MORE >>

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Thursday, October 6, 2022

Understanding Your Golf Cart Insurance Needs

Whenever you drive your golf cart, you must ensure it has appropriate insurance. Yet, how can you do so? Do golf carts need the same insurance as the standard car?  Understanding golf cart insurance will take a little thought. Depending on certain mechanics, you might have a legal requirement to insure it. READ MORE >>

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Wednesday, September 7, 2022

3 Tips to Save on Homeowners Insurance

Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to save:  READ MORE >>

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