You can expect to see some flooding in coastal areas during a hurricane, which is why you should consider flood insurance. You can plan ahead by boarding your windows and nailing your items down; but when water gets into your home, you are going to have even more to worry about, especially water damage. For the most part, anything can be replaced, but there are some items that will be irreplaceable. These are by far your greatest items to lose. To ensure these items do not get damaged, you want to make sure you have set up proper protection for them. Here are some ways to do just that.
Keep Them Stored
There are many ways to store your items to prevent or minimize damage in the case a flood happens. You can find numerous waterproof cases to store your valuables in, so they do not get wet from flooding. These types of safes come in all different sizes and price points. These are easy to obtain and can save you lots of money and memories by keeping your valuables properly stored in them. Additionally, you can put valuables up on high shelves or move them into a storage unit on higher ground if a flood is predicted.
Insure Your Valuables
Sometimes you can’t protect your valuables from damage no matter how hard you try. Floodwaters have a way of getting into the most protected spaces. You should insure your valuables prior to any natural disaster. Insuring your valued assets can be done easily by calling your independent insurance agent and getting a quote. For a reasonable price, you can ensure that your belongings are safe. Be sure to take lots of pictures for proof if you have to file a claim later due to flooding.
If you suspect there will be a small amount of flooding from a hurricane, you will want to move your valuables to higher ground. The chances of your home flooding completely are very slim, although it can happen from time to time. The higher your valuables are, the less likely they will get damaged by flooding. You can also wrap things like furniture and other belongings in plastic, or prop them up on cinder blocks, to help prevent them from getting damaged.
If you do suffer flood damage, speak with your insurance agent right away. You should also call a professional flood restoration company. They can help salvage many items and ensure your home is restored from water damage.
Are you prepared? Call Choice One Insurance at (305) 252-1873 for more information on flood insurance.