Call Us 800-547-0006 ☰ ˟
Choice One Insurance
Call Us: 800-547-0006
  • Home Page
  • Coverage
    • Automobile
    • Boat
    • Business
    • Commercial Auto
    • Flood
    • General Liability Insurance
    • Golf Cart
    • Health
    • Homeowners
    • Homeowners (Airbnb)
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Umbrella
    • Workers Compensation
  • Quotes
    • Automobile
    • Business
    • Flood
    • Health
    • Homeowners
    • Life
    • Recreational Vehicle
    • Renters
  • Payments
  • Resources
    • Refer a Friend
    • Mortgagee Change Request
    • Insurance Glossary
    • Why Are Replacement Cost Increases Driving Up Home Insurance Premiums?
  • Blog
  • About
    • About Us
    • Our Employees
    • Our Office
    • Our Reviews
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Insurance

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Insurance

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Boat Insurance

Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Motorcycle Insurance

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Understanding Your Golf Cart Insurance Needs
THURSDAY, OCTOBER 6, 2022

Understanding Your Golf Cart Insurance Needs

Whenever you drive your golf cart, you must ensure it has appropriate insurance. Yet, how can you do so? Do golf carts need the same insurance as the standard car? 

Understanding golf cart insurance will take a little thought. Depending on certain mechanics, you might have a legal requirement to insure it. 

The Prevalence Of Golf Carts 

Golf Cart Insurance Rules 
Florida law does not require golf cart owners to insure their vehicles unless they qualify as low-speed motor vehicles. Low-speed vehicles can travel on certain standard roadways. Therefore, these bikes will face different insurance and registration requirements. Golf cart on the green

To find out if your cart is a low-speed vehicle, check the Manufacturer’s Certificate of Origin (MCO). It should contain for the following language: 

  • This vehicle conforms to Federal Regulations under Title 49 CFR Part 571.500
  • The vehicle might also have a Vehicle Identification Number (VIN) starting with the letters FLA. 

If your golf cart is a low-speed vehicle, it will need Florida’s required auto insurance. This is: 

  • $10,000 Property Damage Liability (PDL) insurance. This coverage will pay for damage you cause to someone else’s property, such as if you hit their car with your golf cart. 
  • $10,000 Personal Injury Protection (PIP) coverage. Regardless of who causes a golf cart accident, this coverage will help you pay for your injury costs. 

Regardless of if the vehicle is a standard cart, or a low-speed vehicle, you'll want other coverage. You can still get a golf cart insurance policy that will include valuable protection. Ask your Ahrens Insurance agent about: 

  • Bodily Injury Liability coverage: If you cause an accident that injures someone else, this coverage can help pay their bills. 
  • Collision coverage: After a wreck, this coverage can help you pay to repair the cart. 
  • Other-Than-collision insurance: If a damaging incident, like a fire, damages the cart, then this coverage can help repair it. 

Our agents are happy to help you determine the appropriate insurance for your golf cart. We understand how to help you get the protection you need. 

Posted 3:35 AM

Tags: golf cart insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019

  • choice one insurance(16)
  • home insurance(9)
  • auto insurance(7)
  • boat insurance(5)
  • car insurance(4)
  • renters insurance(3)
  • flood insurance(3)
  • business insurance(3)
  • golf cart insurance(2)
  • health insurance(2)
  • recreational vehicle insurance(2)
  • general liability insurance(2)
  • covid-19(2)
  • rv insurance(2)
  • hurricane insurance(2)
  • commercial auto insurance(2)
  • life insurance(1)
  • violence(1)
  • workers compensation insurance(1)
  • workplace(1)
  • business(1)
  • prescription drug insurance(1)
  • insurance(1)
  • hurricane(1)
  • cash value life insurance policy(1)
  • motorcycle insurance(1)
  • flood(1)
  • commercial insurance(1)

View Mobile Version

Get In Touch!
South Florida

(305) 252-1873


Throughout Florida

(800) 547-0006

Contact Us
Facebook >Twitter >LinkedIn >Yelp >Google

Resources

  • Quotes
  • Payments
  • About Us
  • Refer A Friend
  • Blog

Contact Us

18400 SW 97Ave | Cutler Bay, FL 33189
South Florida (305) 252-1873
Throughout Florida (800) 547-0006
Fax: (305) 677-7107 | E: info@choiceone.us
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder