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Choice One Insurance Blog

View the latest blog posts from Choice One Insurance.

When purchasing commercial auto insurance for your business, it's important to consider who will be driving the insured vehicles. Most employees will be covered under a commercial auto insurance policy, but there are exceptions. Family members, friends and spouses of employers and employees likely won't be covered by a commercial auto insurance policy. READ MORE >>

Moving to a new apartment is both exciting and stress-inducing. You need to pack up all your possessions and move them while you manage your usual day-to-day activities. Here's a list of six things you can do to help make the move easier. You can start with some of these as early as the day you sign your lease. READ MORE >>

Most home insurance claims are for repairs, which are easy enough to estimate. The parts and labor to install a new sliding glass door and tile floor after a tree falls into your home, for instance, have a precise price tag attached. READ MORE >>

Some insurance companies want to reward drivers who do well on the road. In many cases, this is a way of awarding reliable customers. A vanishing deductible is a type of special offer from some insurers that fits this mold. It is a simple way for insurance companies to reduce how much you pay out of pocket for coverage. READ MORE >>

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim. Here's are some things to consider: READ MORE >>

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. READ MORE >>

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>

According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. READ MORE >>

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