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Choice One Insurance Blog Page 2

View the latest blog posts from Choice One Insurance.

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Friday, March 20, 2020

Choice One Insurance's Operations During The COVID-19 Pandemic

Due to the ongoing COVID-19 pandemic, Choice One Insurance's office location is temporarily closed until further notice.Our agents will be working remotely, starting on Monday, March 23rd.Thank you for choosing Choice One Insurance. Stay safe!Contact Us READ MORE >>

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Wednesday, March 11, 2020

Why Should I Purchase Flood Insurance?

Often times, people believe their standard homeowners insurance will be sufficient preparation for flooding — not knowing that standard homeowners policies do not cover flood damages. Three inches of floodwater will likely require replacing drywall, baseboards, carpets, furniture and other necessary repairs. READ MORE >>

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Thursday, February 20, 2020

What Happens If Someone Else Wrecks Your Motorcycle?

Motorcycles are fun vehicles. They're fast, they're loud and they're perfect to show off with friends. But what if a spin around the block turns into a collision with a moving car? What happens if someone else crashes your motorcycle? The first thing that's important to attend to is to seek medical assistance for anyone involved in the accident. READ MORE >>

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Thursday, January 23, 2020

Can A Non-Employee Drive A Company Car?

When purchasing commercial auto insurance for your business, it's important to consider who will be driving the insured vehicles. Most employees will be covered under a commercial auto insurance policy, but there are exceptions. Family members, friends and spouses of employers and employees likely won't be covered by a commercial auto insurance policy. READ MORE >>

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Thursday, December 19, 2019

6 Tips For Moving To Your New Apartment

Moving to a new apartment is both exciting and stress-inducing. You need to pack up all your possessions and move them while you manage your usual day-to-day activities. Here's a list of six things you can do to help make the move easier. You can start with some of these as early as the day you sign your lease. READ MORE >>

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Tuesday, November 19, 2019

How Does An Insurer Determine Your Home's Value?

Most home insurance claims are for repairs, which are easy enough to estimate. The parts and labor to install a new sliding glass door and tile floor after a tree falls into your home, for instance, have a precise price tag attached. READ MORE >>

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Monday, October 14, 2019

What Are Vanishing Deductibles In Auto Insurance?

Some insurance companies want to reward drivers who do well on the road. In many cases, this is a way of awarding reliable customers. A vanishing deductible is a type of special offer from some insurers that fits this mold. It is a simple way for insurance companies to reduce how much you pay out of pocket for coverage. READ MORE >>

Thursday, September 26, 2019

Are You Too Tired To Drive?

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

Tuesday, September 24, 2019

How Poor Ventilation Can Do More Damage Than You Think

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

Thursday, September 19, 2019

When to File a Claim vs. When to Cover Out of Pocket

People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim. Here's are some things to consider: READ MORE >>

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