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Choice One Insurance Blog Page 5

View the latest blog posts from Choice One Insurance.

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Thursday, February 20, 2020

What Happens If Someone Else Wrecks Your Motorcycle?

Motorcycles are fun vehicles. They're fast, they're loud and they're perfect to show off with friends. But what if a spin around the block turns into a collision with a moving car? What happens if someone else crashes your motorcycle? The first thing that's important to attend to is to seek medical assistance for anyone involved in the accident. READ MORE >>

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Thursday, January 23, 2020

Can A Non-Employee Drive A Company Car?

When purchasing commercial auto insurance for your business, it's important to consider who will be driving the insured vehicles. Most employees will be covered under a commercial auto insurance policy, but there are exceptions. Family members, friends and spouses of employers and employees likely won't be covered by a commercial auto insurance policy. READ MORE >>

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Thursday, December 19, 2019

6 Tips For Moving To Your New Apartment

Moving to a new apartment is both exciting and stress-inducing. You need to pack up all your possessions and move them while you manage your usual day-to-day activities. Here's a list of six things you can do to help make the move easier. You can start with some of these as early as the day you sign your lease. READ MORE >>

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Tuesday, November 19, 2019

How Does An Insurer Determine Your Home's Value?

Most home insurance claims are for repairs, which are easy enough to estimate. The parts and labor to install a new sliding glass door and tile floor after a tree falls into your home, for instance, have a precise price tag attached. READ MORE >>

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Monday, October 14, 2019

What Are Vanishing Deductibles In Auto Insurance?

Some insurance companies want to reward drivers who do well on the road. In many cases, this is a way of awarding reliable customers. A vanishing deductible is a type of special offer from some insurers that fits this mold. It is a simple way for insurance companies to reduce how much you pay out of pocket for coverage. READ MORE >>

Thursday, September 26, 2019

Are You Too Tired To Drive?

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

Tuesday, September 24, 2019

How Poor Ventilation Can Do More Damage Than You Think

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

Thursday, September 19, 2019

When to File a Claim vs. When to Cover Out of Pocket

People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim. Here's are some things to consider: READ MORE >>

Tuesday, September 17, 2019

Five Tips for Preventing Struck by Object Liability Claims

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. READ MORE >>

Thursday, September 12, 2019

I Had an Accident in My Friend's Car, Now What?

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>

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