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Choice One Insurance Blog

View the latest blog posts from Choice One Insurance.

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Tuesday, January 3, 2023

Do You Need Boat Insurance?

Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent.  Check the Size and Horsepower  READ MORE >>

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Tuesday, December 13, 2022

Tips For Adding Your Teen Driver To Your Auto Insurance

Many people are shocked to find out how expensive it is to add a teen driver to their auto insurance policy. There's a reason for the extra expense; new drivers are prone to making more claims on their policies. To help keep your car insurance premiums as low as possible after adding your teen, try these tips:  READ MORE >>

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Tuesday, November 1, 2022

8 Reasons Why Boat Owners Can't Get Insurance

Whether you're still saving up to purchase your dream boat or are looking for boat insurance to protect your current investment, it's a good idea to know why some people can't get their boats insured. Some of the top reasons boaters get denied boat insurance are:  READ MORE >>

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Thursday, October 6, 2022

Understanding Your Golf Cart Insurance Needs

Whenever you drive your golf cart, you must ensure it has appropriate insurance. Yet, how can you do so? Do golf carts need the same insurance as the standard car?  Understanding golf cart insurance will take a little thought. Depending on certain mechanics, you might have a legal requirement to insure it. READ MORE >>

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Wednesday, September 7, 2022

3 Tips to Save on Homeowners Insurance

Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to save:  READ MORE >>

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Tuesday, August 16, 2022

3 Big Reasons to Buy Renters Insurance

Renters insurance isn't always something people seek out. It seems like an expense you may not want to have. However, there are some key benefits to having this type of insurance in place. The most obvious reason is that your landlord's insurance isn't going to cover your own property in the even... READ MORE >>

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Tuesday, July 19, 2022

The Importance of Having Proper RV Insurance

For many families, their RV is their home away from home. However, no matter how frequently or not you utilize your RV, it is vital that you take the proper steps to protect your investment by purchasing a specialized RV insurance policy. The mistake many RV owners make is simply adding their RV to their auto insurance policy. READ MORE >>

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Friday, June 17, 2022

What Type of Homeowners Insurance Policy is Best for Me?

Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made.  There are six different types of homeowners policies, the most popular being HO3. READ MORE >>

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Thursday, May 5, 2022

Will Auto Insurance Cover an Animal Strike?

Suppose that you are in the car one day, and suddenly a deer runs in front of your vehicle. You don’t have time to react, and wind up hitting the deer. You might also wind up skidding off the road and doing further damage to the car. READ MORE >>

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Wednesday, April 13, 2022

10 Things to Consider When Evaluating Boat Insurance

Are you a new boat owner? It’s not unusual to assume that your boat is covered by your homeowners insurance. That might be true for a very small boat, but not for something with a hefty price tag.  The first thing that usually comes to mind when buying boat insurance is accident coverage; protecting your passengers is every boat captain’s priority. READ MORE >>

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